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Xylar

Xylar MVP Development Proposal - Wealth Management Platform

Comprehensive development proposal for Xylar's Quant-Powered Wealth Management Platform MVP with three flexible engagement models to suit your business needs.

Date

2026-01-27

PROP-XYLAR-MVP-2026

Xylar MVP Development Proposal

We're building Xylar - a Wealth Management Platform for UHNIs.

Project Scope

A wealth management platform launching April 1st with 7 core modules:

Launch Date: April 1st, 2026 Development Duration: 2 months

  • Portfolio Aggregation - Mutual fund portfolio aggregation via Account Aggregator
  • Turing Machine Integration - Integration with quantitative module for portfolio analysis
  • Client Dashboard - Portfolio viewing with basic insights and metrics
  • RM Dashboard - Professional interface for relationship managers
  • Professional Reporting - PDF reports with WhatsApp/email delivery
  • Super Admin Panel - Business metrics and platform monitoring
  • Security & Compliance - Secure, compliant infrastructure

About Us

About 1000xdev

1000xDev builds systems that scale with your business. We combine modern web development with intelligent architecture to deliver platforms that grow with you—without constant rewrites.

We specialize in fintech, booking platforms, and enterprise SaaS. From MVPs to complex platforms, we move fast and build right.

99.99%

System Uptime

100%

Client Satisfaction

2M+

Users Served

50+

Projects Delivered

Brands We've Built For

From booking platforms to e-commerce, we craft digital experiences that scale across India and beyond.

Tradewise

Tradewise

EdTech & Stock Trading Platform

Astrolearn

Astrolearn

Learning Management System

Loan Doctor

Loan Doctor

Financial Services PWA

Khelomore

Khelomore

Sports Venue Booking Platform

Pahari Cultural Centre

Pahari Cultural Centre

Cultural Events & Heritage Website

Itel India

Itel India

Consumer Electronics Portal

The Garment People

The Garment People

B2B Fashion E-commerce

MTalkz

MTalkz

Enterprise Communication SaaS

Amriti

Amriti

Healthcare & Wellness Platform

Petvesta

Petvesta

Pet Care & Services Platform

Taj Decor

Taj Decor

Interior Design Services

Bioheaven

Bioheaven

Organic & Health Products

HealX

HealX

Healthcare Tech Platform

Design Brewery

Design Brewery

Creative Agency Website

Fence Planet

Fence Planet

Fencing & Security Solutions

Wireworks

Wireworks

Industrial Wire Solutions

Project Scope

Phase 1 delivers Xylar's wealth management platform launching April 1st with 7 core modules: Account Aggregator Module (mutual fund portfolio fetching), Analytics Engine Integration (Turing Machine integration for portfolio analysis), Client Dashboard (portfolio viewing and basic insights), RM Dashboard (client management workspace), Notification Hub (WhatsApp/Email delivery), Super Admin Panel (business metrics and monitoring), and Production Infrastructure (secure, compliant platform). This is a partnership built on agile development—scope evolves based on what we learn together.

Automated mutual fund portfolio aggregation using RBI's Account Aggregator framework: • PAN-based client authorization for secure data fetching from financial institutions • Daily synchronization to keep mutual fund holdings current • Data normalization from multiple AMC sources into unified portfolio view • Eliminates manual Excel entry for mutual fund holdings

Integration with existing Turing Machine quantitative module for portfolio analysis: • Portfolio health scoring across multiple factors (diversification, cost efficiency, performance) • Identifies concentration risks, underperforming funds, and high-expense holdings • Cost analysis showing potential savings opportunities • Generates data-backed recommendations with quantified financial impact in rupees

Client portal for portfolio viewing and basic insights: • Portfolio performance, asset allocation, and mutual fund holdings display • Portfolio health scores and basic calculated metrics • Cost analysis showing expense inefficiencies and high-cost funds • Access to report history and benchmark comparisons

Relationship manager workspace for client portfolio management: • View and manage portfolios across all assigned clients • Drill down from portfolio level to individual mutual fund holdings • Send reports and communications to clients via integrated channels • Basic client file and document management

Multi-channel communication system for report delivery: • WhatsApp delivery via Aisensy integration and email delivery • Automated report distribution to clients • Basic engagement tracking (delivery status, open rates) • Compliance logging for audit requirements

Administrative dashboard for founders and leadership: • Real-time business metrics (total AUM, client count, revenue tracking) • Platform usage monitoring and system health indicators • RM productivity tracking (clients per RM, platform activity) • Client outcome monitoring (portfolio improvements, engagement levels)

Enterprise-grade platform infrastructure meeting security and regulatory compliance standards: • Fast performance with high reliability, monitoring, and incident response • Strong security (encrypted data, secure authentication, protected APIs, access controls) • Supports portfolio analysis at scale with daily data synchronization • Maintains audit trails for compliance requirements • Architected to pass third-party security audits and regulatory reviews

Project Timeline

1

Foundation & Infrastructure

Weeks 1-2

Establish technical foundation, architecture, and core data infrastructure. Setup Account Aggregator integration, authentication framework, and development environment.

2

Portfolio Aggregation & Analytics Integration

Weeks 3-4

Implement mutual fund portfolio data fetching, normalization, and validation. Integrate Turing Machine module for portfolio analysis and health scoring.

3

RM Interface & Reporting

Weeks 5-6

Develop RM dashboard, client management tools, and professional PDF reporting system with WhatsApp/email delivery integration.

4

Testing & Launch

Weeks 7-8

Comprehensive testing with real portfolios, performance optimization, RM training, and production deployment for April 1st launch.

Phased Development Plan - April 1st Launch

A results-driven 2-month plan targeting April 1st launch. Month 1 focuses on core platform and beta testing with RMs. Month 2 validates launch readiness with real portfolios. Priced at 39% discount vs T&M rates (₹10L vs ₹16.27L T&M value).

Total Investment
₹10,00,000
Timeline
2 Months
Month 1

Foundation & Beta Testing

Validate core platform with beta RMs testing real portfolios

Investment
₹4,00,000
~230 hours estimated

Team Composition

Product Manager
70h
Project Manager
20h
Associate Product Manager
30h
Lead Full-Stack Developer
40h
Backend Developer
60h
Frontend Developer
30h
DevOps Engineer
15h
Additional resources pooled as needed
0h
Total Hours265h estimated
Value-Based Pricing
T&M Rate:₹7.19L
Your Price:₹4,00,000
(44% discount)
Month 2

Launch Validation & Go-Live

Achieve launch readiness with RMs actively using platform for real client portfolios

Investment
₹6,00,000
~390 hours estimated

Team Composition

Product Manager
20h
Project Manager
50h
Associate Product Manager
60h
Lead Full-Stack Developer
30h
Backend Developer
80h
Frontend Developer
160h
QA Engineer
40h
DevOps Engineer
25h
Additional resources pooled as needed
0h
Total Hours465h estimated
Value-Based Pricing
T&M Rate:₹9.08L
Your Price:₹6,00,000
(34% discount)

Overall Partnership Discount

This phased plan is priced at a significant discount compared to our standard Time & Materials rates, reflecting our commitment to the April 1st launch and partnership approach.

Total T&M Value:₹16.27L
Your Total Investment:₹10.00L
Total Savings:₹6.27L (39% discount)
Based on ~620 hours estimated at standard T&M rates

Timeline & Extension Policy

This phased plan is designed for a 2-month baseline delivery to meet the April 1st launch date. If the project extends beyond Month 2 due to dependencies (PRD changes, third-party API access delays, feedback delays, or approval delays), both parties will conduct a scope review and Month 3+ will be negotiated based on remaining work. See the Terms & Conditions section for full extension policy details.

Earlier Proposed Engagement Models

We offer three engagement models to suit your organizational needs and preferences. All models deliver the same exceptional outcome - a world-class UHNI wealth management platform launching April 1st, 2026. Choose the model that best aligns with your budget planning, risk tolerance, and desired level of flexibility.

Time & Materials (T&M)

Maximum transparency and flexibility with hourly billing. Ideal for iterative development with evolving requirements. Actual costs calculated based on hours worked.

Price
As per actual hours
Timeline
3-month minimum commitment
Maximum Flexibility & Control

Features:

  • Lead Full-Stack: ₹4,000/hr
  • Frontend/UX: ₹2,500/hr
  • Backend/Data: ₹3,000/hr
  • Product Manager: ₹4,000/hr
  • APM: ₹800/hr
  • QA: ₹500/hr
  • Transparent billing with detailed timesheets
  • Scope flexibility - adjust priorities as needed
  • Weekly progress reports
  • Pay only for actual hours worked

Retainer Model (Recommended)

Dedicated team at 41% discount vs T&M rates. ~410 hours/month across specialized roles.

Price
₹6,50,000/month
Timeline
3-month commitment (₹19.5 Lakhs total)
Best Value & Team Commitment

Features:

  • 🎯 Team Composition (~410 hrs/month)
  • • Lead Full-Stack: 50 hrs • Backend/Data: 150 hrs • Frontend/UX: 100 hrs
  • • Product Manager: 40 hrs • APM: 40 hrs • QA: 30 hrs
  • 💰 Pricing Comparison
  • T&M Rate: ₹11,10,000/month → Retainer: ₹6,50,000/month
  • 💵 Save ₹4,60,000/month (41% discount)
  • ✅ Included Benefits
  • • Dedicated on-demand team • No timesheet overhead
  • • Predictable monthly budgeting • Faster decision-making

Project Basis (Fixed Price)

Fixed-price, outcome-based engagement. Complete budget certainty with milestone-based payments.

Price
₹15,00,000
Timeline
One-time payment (April 1st delivery)
Fixed Budget & Cost Certainty

Features:

  • Complete Phase 1 MVP - all features delivered
  • Fixed ₹15L investment regardless of time/effort
  • Milestone payments: 40%-30%-30%
  • No hourly tracking - outcome focused
  • Development server hosting during development included
  • 60 days warranty post-launch
  • 30 days transition support included
  • All 7 major scope areas covered
  • Budget certainty for investor/board reporting

Terms & Conditions

Engagement & Payment

Phased Development Plan: 2-month baseline engagement (Month 1: ₹4L, Month 2: ₹6L, Total: ₹10L). Monthly billing in advance.
Alternative Models Available: T&M (3-month minimum), Retainer (₹6.5L/month), or Fixed Project (₹15L) - choose what fits your needs.
All invoices payable within 7 days. 18% GST applicable. Work commences after initial payment received.

Timeline & Flexibility

Targeting April 1st, 2026 launch with 2-month baseline delivery. Timeline assumes timely feedback, PRD stability, and third-party service access.
If project extends beyond Month 2 due to dependencies (scope changes, API delays, feedback delays), we'll conduct a scope review and negotiate Month 3+ structure together.
Either party can pause with 7 days notice if critical dependencies block progress. Mutual NDA required before work begins.

Scope & Changes

Scope reflects Phase 1 MVP per provided PRD. This is an agile partnership - scope evolves based on what we learn together.
Development includes security best practices. Third-party penetration testing/VAPT contracted separately if needed.
All scope changes require written approval from both parties before implementation.

Intellectual Property

All custom code, designs, and documentation become Xylar's property upon final payment. The Turing Machine algorithms are Xylar's exclusive IP.
1000xdev may use project as portfolio case study (with your approval). Pre-existing frameworks and tools remain with respective owners.

Support & Warranty

Phased plan includes 30 days post-launch support for bug fixes and minor adjustments. Warranty covers delivered functionality, not new features.
Ongoing maintenance available via separate annual maintenance contract after warranty period.

Communication & Availability

Development team available 9 AM - 7 PM IST, Monday-Saturday. Weekly sprint reviews, daily async updates, monthly steering meetings.
Fast response times for critical issues. Escalation path: Project Manager → Lead Architect → Tushar (Founder).

Responsibilities

1000xdev: Development, testing, deployment, technical delivery per agreed scope.
Xylar: Timely feedback, PRD finalization, third-party access coordination, stakeholder alignment, required data/resources.
Both parties maintain confidentiality. All portfolio data handled per SEBI guidelines with proper security protocols.

Termination & Liability

Either party may terminate with 30 days written notice. Upon termination: full source code handover, knowledge transfer, 15 days transition support.
1000xdev liability limited to total fees paid. Xylar responsible for obtaining necessary licenses and regulatory approvals.
No refunds for completed work. Material breach requires 15 days remedy period.

Thank You

We're excited to partner with Xylar on building India's premier wealth management platform.

Let's build something exceptional together.